Solo 401(k) vs. SEP vs. SIMPLE for High Earners With W‑2 + K‑1 Income (2025–2026 Limits)
If you earn a high W-2 and also have K-1 income, the right small business retirement plan can unlock a five-figure deduction—without blowing past IRS limits.
Ways to Pay Your Kids (Legally) and Cut Your Tax Bill: The Family Payroll Playbook
Learn how to hire your kids legally, document it correctly, and potentially reduce your family’s tax bill—without triggering an audit.
If you’re paying your teenager’s phone bill, car insurance, or spending money out of your personal account, you might be missing a cleaner option: put them on the payroll (legitimately).
1031 Exchanges in 2025: The 45/180-Day Clock & 5 Mistakes to Avoid
1031 exchanges are still alive and well in 2025—but the rules are unforgiving. This guide breaks down the 45/180-day deadlines, Qualified Intermediary requirements, boot, and five common mistakes that can blow up your tax deferral. If you’re planning to sell investment property, read this before you close or book a planning call to run your numbers.
S-Corp Reasonable Compensation in 2025 — Benchmarks, Factors & a Simple Calculator
Set a defensible S-Corp salary in 2025. Learn the IRS 9-factor framework, BLS market benchmarks, and a practical blend of methods—then use our simple calculator to choose a compliant, tax-smart number.
Cost Segregation 101 for Small Landlords: When a Study Pays—and When It Doesn’t
Cost segregation can front-load depreciation and unlock major first-year tax savings—but it isn’t one-size-fits-all. This 2025 guide shows small landlords exactly when a study makes sense (property value, timing, REP/STR eligibility, hold period), when to skip it, and how bonus depreciation affects your numbers. Use the free Cost Seg Calculator to model Year-1 savings, breakeven, and ROI—then decide with confidence.
STR "Non-Passive" Rules: Qualify Without REP Status + Ready-to-Use Time-Log Template
Your short-term rental can be non-passive—without REP. Learn how the 7-Day rule and material participation tests work, what hours count, and the documentation needed to defend your position. Includes a downloadable STR time-log template to track stays and prove owner hours.
Year-End Tax Planning Checklist: 15 Critical Moves Before December 31
Get ahead of tax season with our Year-End Tax Planning Checklist: 15 Critical Moves Before December 31. This essential guide from The RVA Accountant, PLLC helps business owners, real estate investors, and self-employed professionals minimize taxes, maximize deductions, and stay compliant before year-end. Learn which last-minute actions can save you thousands—from retirement contributions and expense timing to S-Corp payroll adjustments and charitable giving. Perfect for proactive taxpayers who want to finish the year strong and start the new one financially ready.
2025 Tax Brackets: Key Updates for Individuals, Corporations, Trusts, and Investments
The IRS has released the updated tax brackets for 2025, reflecting important changes for individuals, corporations, trusts, and investors. This blog post breaks down the key updates, including income tax rates, capital gains brackets, and estate tax thresholds, along with actionable strategies to help you navigate the upcoming tax season. Stay informed and plan ahead with expert guidance from The RVA Accountant, PLLC.